There are several good agencies for the consolidation of debt that are non profit. In this article we will look at several of these agencies and what they will offer when it comes to debt consolidation.
Debt Management Credit Counseling Corp., is an agency for the consolidation if debt that is non profit. This agency utilizes the highest quality standards in the industry. They provide education and budget counseling to their clients to teach them to manage their personal finances and provide credit counseling through programs for debt management and personal budgeting.
When you apply for a debt management program through DMCC you will be assigned a Certified Credit Counselor who will ask you a few questions about your debts and the amount of money you make. From there they will review the information and work up a few plans for you to look over. You will work with the credit counselor to pick the best plan to fit your particular situation. You will then sign a contract with DMCC to start the ball rolling.
Your credit counselor will work with your creditors to reduce monthly payments, lower interest rates and reduce or eliminate late charges. You will make one monthly payment to the agency for the consolidation of debt that is non profit. They in turn, will make sure your creditors are paid on time. A fee is usually charged for the services rendered which will be included in the monthly payment. The counselors at DMCC will help you every step of the way and be there to answer any questions you may have.
Below is a list of agencies for the consolidation of debt that are non profit:
- Advantage Credit Counseling Service-Non profit debt management and credit counseling services.
- Advantage Credit Counseling Service-Online version of Cincinnati Credit Counseling Services.
- Alliance Credit Counseling-Nationwide credit counseling-non profit.
- American Family Credit Counseling-Credit counseling and debt consolidation.
- Big Solutions, Inc.- Credit counseling and debt management.
- CCCS of Orange County, California-Non profit counseling agency. Offices also in New York, Delaware Valley PA, New Hampshire, Vermont, Washington, and Idaho.
- Christian Credit Counseling Centers-Counseling on secured and unsecured debt. Offices in Houston TX, and Tulsa OK.
- Clear Point Finacial Solutions-Non profit, credit counseling, and other financial services. Nationwide.
- Consolidated Credit Counseling Services, Inc.-Non profit, debt counseling, financial education, Nationwide.
- Consumer Budget Counseling-Credit Counseling, non profit, Nationwide.
- Consumer Credit Counseling of Greater Dallas, Inc.- Non profit, community service, avoid bankruptcy through education and counseling. Branches in- Atlanta, Central Florida, Oregon, Texas, Los Angeles, Nevada, New Jersey, San Francisco, and Michigan.
This is a partial list of the hundreds of Agencies for the consolidation of debt that are non profit. This should give you a place to start when looking for a good debt counseling company.
Tuesday, 18 March 2008
A Good Agency For The Consolidation Of Debt That Is Non Profit
Saturday, 15 March 2008
Ides of March: Watchout for mortgage meltdown & counterfeit buyer agents
Tuesday's announcement that "lenders began foreclosure against more than one of every 200 U.S. mortgage borrowers in the fourth quarter," has the media tracking the "Mortgage Meltdown" and record number of foreclosures, and industry pundits predicting widespread ripple effects from the "Subprime Panic."
Steven Pearlstein of the Washington Post estimates that "...1.5 million Americans may lose their homes to foreclosure and ...hundreds of thousands of homes could be dumped on an already glutted market." Pearlstein concludes, "What we have here is a failure of common sense. ...It's not a whole lot more complicated than that."
But some real estate consumer advocates say the story is more complex. They're calling for the media and regulators to investigate the role dual agents (a.k.a. designated agents) played in creating the real estate bubble and the growing foreclosure problem. During the housing boom, little attention was paid to the conflicts of interest which occur when large real estate agencies try to represent both home buyers and sellers in the same transaction. But one leading consumer advocate predicts homebuyers will take legal action when they realize they have been betrayed by counterfeit buyer agents:
As some home owners get "upside down" on their equity, or lose their homes by foreclosure, you may start to see a rash of litigation against the real estate "agents" who sold them their homes. Probably the vast majority of real estate agents acted as "buyer's agents" in the transactions, so there is likely the possibility some of these "buyer's agents" didn't really perform up to their expectation of "protecting" the interests of their "buyer clients."
In coming days, we'll expose the conflicts of interest designated agents would prefer to paper over and the heartbreaking failure of the real estate regulatory system to protect ordinary homebuyers and sellers. If you've been a victim of dual agency, designated agency, or other deceptive real estate practice, or know someone who is writing about the same subjects, please let us know. If you are in the housing market now, BEWARE designated agents; and demand a real buyer agent, like The Real Estate Cafe, who can help you save tens of thousands of dollars.
